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We specialise in creating niche white label programs around wallets, multicurrency reloadable gift cards, loyalty products and rewards solution.

Our Leaders

Alexander Gold

Responsible Manager. Over 30 years in banking, financial technology and Wealth Management

Alexander Gold

Ramanathan Karuppiah

Ramanathan Karuppiah is a financial services and compliance executive with over 15 years of experience in AML/CTF, financial crime, and payments regulation. He has advised more than 200 financial institutions across Australia and previously served as CEO and Responsible Manager of Fly Wallet Pty Ltd, leading key licensing and compliance initiatives. He currently serves as an Independent Non-Executive Director of AB Paterson College and has held board and academic roles with the Islamic Bank of Australia and Griffith University. He brings deep expertise in payments, stored value facilities, and financial crime risk management, supporting the growth of regulated wallet and rewards infrastructure.

Ramanathan Karuppiah

Why us

Flexible Rewards & Loyalty Ecosystem

Our platforms are compatible for every kind of loyalty program throughout the world. Create a digital card with a currency of your choice, create a physical card or send a card across the world, we adapt to what you need.

Flexible rewards setup

We offer customized platform to setup reward programs in accordance with your needs.

Mastercard Principle Partner

Flywallet is an approved Mastercard Principle Partner and Issuer.

AFS License

Our AFS License authorizes us to provide quality financial services in Australia.

Security Expertise

Flywallet' leading edge security facilities and databases are made efficient by the experienced background of our team in the fields of Transactional Security and Compliance.

BIN Sponsorship

Have a great idea? We can help you incubate and grow your own payment platforms with the help of our white-labelled technology and products. Our licensing allows us to help you accelerate your business growth.

Why us

Flexible Rewards & Loyalty Ecosystem

Our platforms are compatible for every kind of loyalty program throughout the world. Create a digital card with a currency of your choice, create a physical card or send a card across the world, we adapt to what you need.

Flexible rewards setup

We offer customized platform to setup reward programs in accordance with your needs.

Mastercard Principle Partner

Flywallet is an approved Mastercard Principle Partner and Issuer.

AFS License

Our AFS License authorizes us to provide quality financial services in Australia.

Security Expertise

Flywallet' leading edge security facilities and databases are made efficient by the experienced background of our team in the fields of Transactional Security and Compliance.

BIN Sponsorship

Have a great idea? We can help you incubate and grow your own payment platforms with the help of our white-labelled technology and products. Our licensing allows us to help you accelerate your business growth.

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